First Basin Credit Union - Odessa Kenneth Waggoner: Absolutely insane bank. Last month I got my payments confused due to being sick and wrote the check for my car payment $1.58 short. They have now spent $20 to $30 dollars sending out letters and phone calls letting me know I was $1.58 short last month and I better pay up. What a joke, glad I dont have bank account there, they would probably lose it somehow.