Terra Firma Business and Financial Consultants - McKinney Yahoo: Having spent the better part of the last 3 year with Bob, I can tell you that he is a genuine person and has your best interests in mind. It takes someone who is knowledgeable, has a passion for finances, and thinks outside of the box to achieve tangible financial success. He has done that for me. I consider him a friend who truly values my time, family, and accomplishments - in both business as well as personal endeavors.