5 /5 Melissa Fielding: I originally went with with a “Big” bank for my first mortgage. 36 hours before closing, that bank decided to back track on the loan and Cardinal (Hillary Bryand) saved the day. I was able to transfer all of my paperwork and close within 2 weeks with my same rate and lower closing cost. I wished I would have picked them 1st, but I trusted the bank I had been with for years. I’m so glad that I found Hillary and the Cardinal team.