OneMain Financial - Midland Kelle Underhill: I used this company to get a loan to build my credit. It was paid off in July of last year. They never sent my title back, and after 6 months they’re all of a sudden saying I owe the entire loan again. They never called to say I missed a payment, they never called to tell me I owed money(they call 3 times a day even if you’re only one day late), and the online portal showed I owed nothing for months. Now- randomly, I owe the whole loan and they reported to the credit bureau that I’m behind and dropped my credit 40 points. This place is a SCAM- do not use them!!