GFS Home Loans - Edinburg - Edinburg David Delgado: Probably one of the worst experiences, my wife was bamboozled with his slick promises. Almost 7 months to close and still are not finished. I would be careful to go with him or his company. We even had to get a cleaner involved in the problems still existed in the closing process. Not transparent and not accessible. Putting in a report into the better business bureau as a complaint. The overall experience was like going to a dentist that was unprepared and not truthful and had you go through procedures over and over. Be forewarned.