Happy State Bank - Hereford Garre Treadway: Centennial Bank took the small town hometown feeling out of happy state bank. My wife and I had backed here 10 years at least. No more early deposits, oh no, the run in time stamps now. Wont allow me to direct deposit my checks, solely because the person accepting mobile deposits were too lazy to call on my check and verify the authorization number. My wife no longer works in hereford, nor has to use this bank, which we were a member of before her business had started using this bank. The ladies here are the worst. Little girls with rude attitudes. Most people wont just up and switch banks, its a lot of hassle. But we did and have no regrets. We left our 2 cents in the bank account for you Centennial Bank, you wont get anything else from us! Thanks for the rudeness and terrible customer service.