First Convenience Bank - Lockhart L Cheryl “Jenni”: This bank, every location is horrible and they are taking advantage of every costumer they have. Something I would like for anyone thats a member or anyone considering opening an account at first national convenience bank is that they will steal from you and put your credit at risk and fee , fee , fee you until you are in debt to the bank and tell you lies about all of it.. I dont give reviews very often but in this case I feel its my responsibility to tell as many people as possible the truth about this entity first national convenience bank.